Privacy Policy

By accessing the Shanta Asset Management Limited (SAML) website, Facebook page, LinkedIn page, or any other digital or social media platform operating under various brand names, you acknowledge and agree to be bound by these Terms and Conditions. We reserve the right to modify these Terms and Conditions at any time. By accessing any of these platforms, you confirm that you possess the legal right, authority, and capacity to enter into this agreement and that you are at least 18 years of age. These Terms and Conditions also apply to our mobile applications, including but not limited to "Shanta Mutual Fund" and "SAML RM Portal", as made available through the Google Play Store and Apple App Store.

Additional Terms for Mobile Applications:

• Our mobile applications "Shanta Mutual Fund" and "SAML RM Portal" may collect limited personal and device-related information (such as contact details, transaction-related data, and technical logs) solely for providing, operating, and improving the services offered through the apps.
• The apps may request certain permissions (for example, notifications, storage, and camera access) only where they are necessary to enable specific features you choose to use. You can manage or revoke these permissions at any time from your device settings; however, some functionalities may become unavailable as a result.
• Usage, analytics, and diagnostic data may be collected to enhance security, improve performance, and fix bugs, in line with applicable laws and relevant app store policies.
• We may use trusted third-party service providers (such as analytics or crash-reporting tools) to support the operation of the apps, and such providers are required to handle your information in accordance with applicable data protection laws and contractual safeguards.

For more information about how your information is collected, used, and shared when you use our mobile applications, including any third-party services integrated into the apps, please review this Privacy Policy together with any in-app notices or consent prompts provided to you.

Please read these Terms and Conditions carefully before proceeding. By continuing to access or use any of these platforms, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue your use and refrain from further access to these platforms.

When Using the Service:

• You are permitted to use the Service only on equipment that you own or control, exclusively for the purpose of accessing the Service.
• You must accept these Terms and Conditions in their entirety, without making any modifications.
• When accessing the Service on new devices, you are required to accept the Terms and Conditions each time.

We reserve the right to make operational changes to the Service and to perform maintenance that may limit its availability at any time. Additionally, we may provide system updates, whether automatic or manual, without prior notice to you.

Each time you utilize the Service, the use of your Security Details authorizes us to act upon any instructions received and to provide the requested Service. We will interpret the use of your Security Details as consent to execute any payments or other instructions you have issued through the Service. This authorization permits us, if necessary, to debit your Accounts for any amounts disbursed in connection with such instructions.

You are responsible for ensuring the accuracy and completeness of your instructions and any information provided to us. If you fail to do so and incur a loss, we shall not be held liable. It is essential that you exercise caution when issuing any instructions.

You are responsible for safeguarding your Security Details and must ensure that they are not visible or replicable by any other person. You should avoid accessing the Service from any computer, mobile phone, or device connected to a public internet Wi-Fi network. You will be held accountable for any loss or theft of your Equipment, including any confidential, sensitive, or personal information it may contain.

You acknowledge and understand that SAML shall not be held liable for any errors made by the customer, including but not limited to selecting the wrong mobile number, incorrect account or card details, incorrect recharge amount, wrong PIN, or any other mistakes or omissions.

You acknowledge and understand that we cannot guarantee or certify the security of your system or Equipment against internet fraud, hacking, or other actions that may potentially compromise it. You recognize that you are using the Service at your own risk.

You agree to pay all applicable fees and charges incurred from using the SAML platforms. We reserve the right to modify these fees at our sole discretion.

The features and functions of the Service are provided through a third-party service. Please be aware that if the third-party service becomes unavailable or if access to the third-party service is terminated, the Service may no longer be accessible to you.